PERSONAL MONEY MANAGEMENT

FAZLI ALTAF ALGHANI - ENGLISH - XI-8

PERSONAL MONEY MANAGEMENT

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DIGITAL LITERACIES AND MY IDENTITIES

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 DIGITAL LITERACIES AND MY IDENTITIES FAZLI ALTAF ALGHANI - ENGLISH - XI-8 Digital Literacies and My Identities The Indonesian Internet Service Providers Association (APJII) survey noted that internet user in Indonesia has reached 78.19 percent in 2023 or penetrated 215,626,156 people.  But, in the education quality survey issued by Program for International Student Assessment (PISA), Indonesia is ranked 72nd out of 77 countries. Observers believe that teacher competence is low and the education system is too old-fashioned to be the cause. But, based on a survey conducted by PISA released by the Organization for Economic Co-operation and Development (OECD) in 2019 said that Indonesia's literacy level in the world is low, ranking 62 out of 70 countries. I believe that the digital technologies will increase Indonesia's education and literacy level if we can use it wisely. The 4.0 Digital Era is impactful for the better education especially in Indonesia. 1. Mind Map 2.  Lo...
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EXTRA TASK - English

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TASK: Find and answer 10 up to 20 questions from English Book. ACTIVITY 5 (Page 214) Based on the chart, write five sentences about the two types of banking. Number one has been done for you. 1. Traditional banking needs more administration fees because it takes more staffs to handle the process. 2. Modern banking leverages web and mobile services, providing customers with convenient access to their accounts and financial services anytime, anywhere. 3. Traditional banking establishes long-term, in-person client relationships, emphasizing personal connections and trust-building over time. 4. In modern banking, customer support is predominantly offered through phone and online channels, reflecting the shift towards digital communication and accessibility. 5. Traditional banking involves a confirmation process that can be time-consuming, requiring manual verification and paperwork. ACTIVITY 8 (Page 217) 1. It is said in the text that queuing up in a line is not necessary in internet bank...
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